Your one-stop solution for your Payday Loan needs!

Instant Cash Advance Loans has partnered with todays leading lenders to ensure the fast processing of your application and provide you with the customer support you deserve. With no faxing required and the option to apply from the privacy and convenience of your home computer, there is no longer reason to wait in crowded cash advance centers or rush to the bank only to be denied a loan.

A cash advance also known as a payday loan can help you recover from difficult times. Instant Cash Advance Loans helps you make ends meet until your next pay date. Not only is it easier than ever to qualify for your loan, you can receive access to your money within 24 hours. Funds will be transferred directly into your checking or savings account.

With Instant Cash Advance Loans, you may borrow any amount between $100 and $1000 depending on your financial needs. Instant Cash Advance Loans makes ensures a speedy application process so you can quickly address your financial obligations.

Payday Loans Benefit Millions of Consumers!

The online payday loan industry is exploding! Why? Because many consumers are discovering that payday loans are the fastest, most convenient way to obtain lightning-quick money for urgent expenses.

We know it is often difficult to make ends meet. When unexpected expenses arise, many consumers do not know where to turn. Our payday loans are the perfect solution. Simply complete our online application (there is no faxing required) and within minutes you may be qualified for a short-term loan.

How Payday Loan Works

Our goal at Instant Cash Advance Loans is to help you find a short-term solution during times of financial stress. Our application process is simple, quick, and 100% secure.

1. First, complete our no-obligation loan application and leave the rest to us. Based on the information in your application and requested loan amount, we will match you with an appropriate lender. Once approved, you will then be presented with a pre-qualified loan offer. In most cases, faxing over documents is not necessary so you can conveniently complete the loan application online. If we are unable to verify any part of your application, we may ask you to fax information to your payday loan lender.

2. Once you've been approved and matched with a lender, carefully review your loan amount, the terms of the loan agreement and rates. If you are satisfied with the terms presented to you, you may accept by providing an e-signature on the agreement. There is no obligation to accept the loan offer, and you may quit the process at any time.

3. Upon approval of your application and agreement, your cash is deposited into your bank account by the participating lender. Depending on when your application was submitted, the deposit will either occur the same day or be made the following business day.

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Disclosure Policy

Representative APR Range - Instant Cash Advance Loans is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request and your lender.

Many states have laws limiting the APR that the lender can charge you. APRs vary from 390% to 1960%. Loans from a state which has no limiting laws, or loans from a bank not governed by state laws may have an even higher APR. Please be sure your lender gives you the APR along with the other terms of your loan before you sign their agreement.

Implications of Non-Payment and other Considerations - Each lender has its own criteria and policy when it comes to late payments. This may include additional fees and interest and may result in reports to the three major credit reporting bureaus causing your credit score to be lowered. Before you agree to a loan be sure you read and understand the implications of making late payments. Also, each state has rules and regulations in place that lenders must follow when assessing fees for late payments.

Implications of Non-Payment, Late Payment or Partial Payment - When you accept the terms and conditions for a loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time shown in the documents supplied by your lender. Additional fees or charges by your lender may apply in the event that you are unable to repay your loan in full or if you make a late payment. Please refer to the late payment, partial payment, and non-payment policies detailed in the loan documents provided by your lender.

Credit Implications - Instant Cash Advance Loans does not make credit decisions nor does conduct a credit inquiry on consumers. Some lenders on the network may conduct a non-traditional credit check in order to determine your eligibility for a loan. Lenders typically do not conduct a credit inquiry with the three major credit bureaus: Transunion, Experian, or Equifax.

Renewal Policy - Loan renewal policies are largely governed by state regulatory legislation. The loan renewal options will be presented to you by your lender prior to your acceptance of the loan. Please make sure to diligently read the renewal policy presented to you prior to signing the loan documents. Cash Advance loans are intended to be a short term financial instrument.

Collection Practices - Instant Cash Advance Loans is not a lender and does not engage in debt collection practices. Your lenders’ collection practices will be disclosed to you in the loan documents. If you are unsure of the collection practices used by a specific lender we recommend that you discuss this issue with your lender directly.

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